Welcome
Comprehensive Coverage Packaging
View our services to find what we can do for you and your family.
About Us
Serving North Texas Since 1995!
We have been providing quality service since 1995, helping Texans find the best health plans for themselves and their families and small businesses. Here are some of the benefits you will receive from us:
- Over 20 years of experience
- Friendly, helpful, and knowledgeable staff
- Easily compare different insurance providers
- Personal account manager
- Life insurance explained at your fingertips
- Business packages
How We Can Help You
EasyHealthCoverage.com makes it easier for individuals and small-business owners to make informed choices about providing health insurance for themselves and their employees.
See the Difference
We provide free online quotes from top carriers that can slash up to 41% off your health care costs each month. Personalized support is ready and willing to assist you in choosing the right plan, completing your application and getting the most from your benefits. Once a plan is chosen we follow up with policy administration and renewal reminders to make things easier on you.
What We Cover
Medicare Supplement Insurance
Medicare is a federal health insurance program for people 65 years of age or older. It pays for much of your health care, but not all of it, such costs could be, prescription drugs, deductibles, coinsurance.
Medicare Supplements are a health insurance policy sold by private heath insurance companies to fill the “gaps” in Medicare coverage. For more information or to get a quote, click on the link below or please contact us.
Individual and Family Health Insurance
Simply put, health insurance is protection against medical costs. A health insurance policy is a contract between an insurer and an individual or group, in which the insurer agrees to provide specified health insurance at an agreed-upon price (the premium). Depending on your policy, your premium may be payable either in a lump sum or in installments.
Health insurance usually provides either direct payment or reimbursement for expenses associated with illnesses and injuries. The cost and range of protection provided by your health insurance will depend on your insurance provider and the particular policy you purchase. If your employer does not offer a health insurance plan, you may wish to purchase health insurance on your own.
Follow this link to get free quotes and compare your options.
Life Insurance
There are many kinds of life insurance, but they fall generally into two categories: Term Life Insurance and Permanent Life Insurance. It is impossible to say which type of life insurance is better because the kind of coverage that’s right for you depends on your unique circumstances and financial goals. Often, a combination of term and permanent insurance is the right solution.
Term Life Insurance is the most affordable type of insurance when initially purchased; it is designed to meet temporary needs. It provides protection for a specific period of time (the “term”) and generally pays a benefit only if you die during that term. This type of insurance often makes sense when you have a need for coverage that will disappear at a specific point in time. For instance, you may decide that you only need coverage until your children graduate from college or a particular debt is paid off, such as your mortgage. For quotes and to compare rates contact us.
Permanent Life Insurance, by contrast, provides lifelong protection. As long as you pay the premiums, and no loans, withdrawals, or surrenders are taken, the full amount will be paid. Because it is designed to last a lifetime, permanent life insurance accumulates cash value and is priced for you to keep it over a long period of time.
To get more information or for quotes, please contact us.
Long Term Care
The cost of long-term care can quickly deplete your life’s savings, and recent figures suggest that there is about a 70% chance that you will need some form of long-term care after age 65. For this reason, you might consider adding long-term care insurance to your financial plan.
Should you ever require long-term care, a home health aide visit costs about $19 an hour, while full-time nursing home care in a private room has a median cost of $84,000 a year. While financial considerations cannot be understated, long-term care insurance is also about peace of mind and control. Having a policy ensures that you will have access to first-rate care when you need it, and that you won’t have to be dependent on others or be a burden on your children. The odds that you will need long-term care insurance are greater than you might imagine.
Follow this link for more information about the potential costs of long-term care.
If you would like more information about long-term care insurance, or if you would like a quote, please contact us.
Dental Insurance
Most dental care coverage places an emphasis on regular preventive care by covering small routine costs. A thorough examination by the dentist and a set of x-rays are all it usually takes to diagnose a problem. By placing an emphasis on prevention, and by covering regular teeth cleaning and check-ups, Americans saved nearly $100 billion in dental care costs during the 1980s. Make sure your dental costs are covered.
Click here to compare plans and details.
Indemnity Health Insurance
With health insurance, there are still medical expenses you are responsible for paying out of pocket. Indemnity health insurance helps by covering certain health care costs that can help you manage your major medical insurance's deductible. If you are interested in this type of coverage, follow this link, or contact us.